Disability Income Insurance

Disability income insurance from Ameriprise Financial provides a crucial safety net by replacing your income in the event of a disability due to injury or illness. This insurance is essential as it covers a significant portion of your earned income, including bonuses, and offers tax-free benefits if premiums are paid with after-tax dollars. Ameriprise offers personalized planning to help you choose the right coverage based on your specific needs, including the benefit amount, the waiting period before benefits begin, the duration of benefits, and the definition of disability. Consulting with an Ameriprise financial advisor ensures that you select a policy that best fits your financial goals and provides adequate protection.