Medical science has given us the ability to live almost 15 to 25 years longer after retirement. With the average life expectancy now well into the 80s, people need to be planning for the additional risks that come with a longer life span. One of the main concerns of most retirees is becoming a burden on their children or draining their assets in the case of a Long Term Care need.
One of the greatest risks to retirement planning is the cost of long term care. Most people over the age of 65 will need some kind of long term health care services, such as at home or in an assisted living facility.
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