Insurance

At AgCountry, we offer comprehensive insurance solutions designed with your entire operation in mind.

Crop Hail Insurance provides coverage against hail, fire, and lightning damage to crops while they are in the field or harvester, with some policies extending to protect crops in transit. Our Insurance Specialists or Loan Officers work closely with you to determine the optimal coverage, up to the total expected cash value of your crop. Insurance proceeds can even be used to retire debt incurred for crop production, ensuring financial stability during challenging times.

Multi-Peril Crop Insurance (MPCI) safeguards your crop investment by covering losses due to a variety of perils such as adverse weather conditions, insects, disease, and more. Flexible coverage levels allow you to tailor the policy to your specific needs, providing funds to mitigate operating debt incurred for crop production.

Revenue Protection Plans like the Revenue Protection Plan (RP) and Yield Protection Plan (YP) offer comprehensive protection against loss of revenue or production. These plans include options such as Revenue Protection with Harvest Price Exclusion (RPHPE) and Yield Protection for crops where revenue protection is not selected, ensuring you can choose the coverage that best suits your operation.

Our exclusive Optimum Crop Analyzer Tool empowers you to explore thousands of scenarios to find the ideal insurance plan for your acres and budget. It generates customized reports focusing on net indemnity, cash flow, forward marketing of bushels, and premium minimization, utilizing specialized agricultural tools and resources.

Margin Protection (MP) provides area-based coverage against unexpected declines in operating margin, available for crops like corn, soybeans, and wheat in select states. This insurance can be paired with other plans or purchased individually to enhance financial security.

For livestock producers, our Livestock Risk Protection (LRP) Insurance Plan ensures against market price declines for Fed Cattle, Feeder Cattle, or Swine, offering coverage nationwide.

Additionally, AgCountry offers Short Term and Long Term Group Insurance to protect your family’s income, home, and acreage with affordable options including life and disability insurance. Our Term Life Insurance plans ensure competitive, low-cost coverage with premiums guaranteed for 10, 20, or 30 years, ideal for income replacement, buy/sell agreements, real estate loans, and estate planning needs.

Contact your local AgCountry insurance specialist today to explore our comprehensive insurance offerings and find the right solutions to protect your farm and livelihood.